Commercial Umbrella & Excess Liability

Policy Highlights

• Umbrella, Follow Form Excess and Excess Umbrella coverage forms available
• Non-admitted capabilities in all states.
• Applicable State Surplus Lines taxes are in addition to the premium and are the producers responsibility

Standard Limits

• • $1,000,000 to $5,000,000 lead umbrella
  • $1,000,000 to $5,000,000 excess umbrella

(we can participate anywhere in the first $25,000,000 excess of primary)

• $1,000,000 to $5,000,000 following form excess

Minimum Premium

• Policy Minimum Premium = $1,500
• Per million Minimum Premium = $750.00

Other Coverage Parts Available

• Complete Accord umbrella application
• Supplemental applications as required by the primary carriers.
• Underlying limits, Premium and terms & conditions. (Liability premium only on primary auto liability policies)
• Breakdown of primary auto liability exposure by radius, type, & size of vehicles.
• 5 Year loss summary
• Expiring pricing if available
• Target Pricing
• Primary carrier must have an A.M. Best Rating of A-VI or better
• Minimum underlying limits:
  • G/L 1MIL / 2MIL
  • A/L 1MIL CSL
  • EL 500/500/500
  • LL 1MIL
  • Employee Benefits – 1MIL
  • Garage 1MIL / 1MIL